Microsoft word - otc guidelines.doc

OTC (Over the Counter) Drug Ruling
If certain requirements are met, a health FSA can reimburse medicines and
drugs that are available without a prescription.
‰ Must be accompanied by adequate claims substantiation (statements from third party and participant) Receipt must show the name of the medicine or drug, the date, and the
amount of the purchase

‰ Must be incurred during the coverage period ‰ Must be incurred for the employee, spouse, or dependent(s) ‰ Must be adjudicated by the plan administrator ‰ Must meet the definition of “medical care” ¾ The definition: For purposes of a health FSA, the term “medical care” means amounts paid for “[1] the diagnosis of disease, [2] the cure, mitigation, treatment or prevention of disease, or [3] for the purpose of affecting any structure or function of the body.” ‰ Must be more than merely beneficial to general health ‰ Must not involve an unreasonable stockpiling ‰ For small quantities, of items on the medical-only list below, the expense is reimbursable even if the employee, spouse, or dependent did not have an illness at the time of purchase
Medical Only ListThe following list has been determined as primarily for medical care and
reimbursement for reasonable quantities will be made if the above requirements/documents are met.

Any item that used to be a prescribed drug
Allergy Medicine such as Benadryl, Sudafed, Actifed, Claritan, Trimaton, and Nasalcrom
Antacids such as Gas-X, Maalox, Mylanta, Tums, Pepcid, Prilosec, Tagamet, Zantac
Anticandial such as Lotrimin, Monistat, Vagistat
Antihistamines such as Actifed, Allerest, Benadryl, Claritin, Chlor-Trimeton, Contac, Drixoral, Nyquill, Triaminic
Antidiarrheal and Laxatives such as Pepto-Bismol, Immodium, Kaopectate, ExLax
Anti-fungel such as Lamisil, Lotramin, Micatin
Anti-itch creams and lotions such as Bactine, Caldecort, Cortaid, Lanacort, Calamine, Benadryl, Cortaid
Asthma medications such as Primatene Mist
Cold Remedies such as Advil, Afrin, Aleve, Dristan, Tylenol Flu, Alka Seltzer, Triaminic
Cold Sore and Fever Blisters medications such as Carmex, Abreva cream
Condoms and other contraceptive devices such as Trojans, VGF Film, Delfen Contraceptive Foam
Contact Lense Solutions such as Allergan, Renu, Bausch and Lomb, Opti Free
Cough Suppresants and lozenges such as Chloraseptic, Vicks, Robitussin
Dehydration such as Pedialyte
Diaper Rash Ointments such as Desitin
Eye Products such as Visine or even reading glasses
First Aid supplies such as Band-Aids, ace bandages, gauze and tape, thermometers, Neosporin, rubbing alcohol,
hot/cold
Hemmorrhoid Treatments such as Preparaton H, Hemorid, and Tronolane Internal Analgesics such as Advil, Aleve, Motrin, Nuprin, Excedrin, Tylenol, Bayer Incontinence Supplies such as Depends Liniments such as BenGay, Tiger Balm and Flexall Monitoring such as bracelets specifically to provide medical treatment Medical Products and Devices such as blood pressure monitor, glucose tester, HIV test, pregnancy tests, ovulation monitor, diabetic supplies, cholesterol test, crutches, wrist supports Mentrual Cycle products for pain and cramp relief such as Midol, Pamprin, Premysyn PMS Migraine relief such as Advil Migraine, Execdrin Migraine, Motrin Migraine Motion Sickness medicines such as Dramamine and Marizine Pediculicide (head lice) such as Nix Poison Ivy protection such as Ivy Block Smoking Cessation products such as Commit, Nicoderm CQ, Nicorette, Nicotrol Special ointment or cream for sunburns (not regular skin moisturizers) Toothache and teething pain relievers such as Orajel Wart remover treatments such as Tinamed
Dual-Purpose Listthe following items require a medical practitioner’s diagnosis and recommendation.
The items listed below have both a medical purpose and a personal/cosmetic or general health purpose. A medical
practitioner’s note is required stating that the person has a specific medical condition and that the OTC drug is
recommended to treat it and that treatment is not a cosmetic procedure. A medical practitioner’s note is not a
guarantee of reimbursement.
Acne treatment and Retin-A, not reimbursable if used for cosmetic purposes such as wrinkle reduction
Dietary and Herbal Supplements only as recommended by a physician to treat a specific medical condition
Glucosamine/Chondrotin for arthritis or other medical condition
Hormone therapy and treatment for menopause
Nasal sprays/strips for snoring for proper breathing or other medical condition
Orthopedic shoes and inserts
Pills for persons who are lactose intolerant
Sunscreen and Sunblock if you’ve been diagnosed with skin cancer or other related diagnosis
Topical creams to treat gingivitis
Vitamins and Fiber Supplements to treat a specific disease
Weight-loss drugs to treat a specific disease (including obesity)
Non-Reimbursable OTC Items: Any expenditure which is merely beneficial to the general health of
an individual is excluded.

Chapstick
Cosmetics, including face cream, moisturizers, hand lotion, perfumes, lipsticks, fingernail polishes
Cotton Balls
Deodorants
Eye and facial makeup preparations
Feminine Hygiene Products such as Tampons and Maxi Pads
Hair colors, hair removal products
Mouth wash
One-a-day vitamins, dietary supplements
Shaving lotion
Suntan lotion
Toiletries and or cosmetics
Teeth Whitening products
Toothpaste and toothbrushes (electric or otherwise)
Q-Tips
IMPORTANT:
The receipt MUST indicate (1) the name of the medicine, drug, or supply
purchased, (2) the date of purchase (3) the amount of purchase, and (4) MUST have been
purchased for the employee, the employee’s spouse, or the employee’s dependent(s).
If receipts from the store where you purchase OTC products do not include the required
information, you may want to consider shopping around to find a store that can provide you with
a receipt that indicates the required information. Receipts that do not provide the required
information will not be reimbursed. If you use your debit card to purchase OTC items and you
cannot provide a receipt with the required information, you will be required to reimburse your
account, as the expense will be deemed ineligible. Continued use of your debit card for the
purchase of OTC products without a proper receipt could result in permanent de-activation of
your debit card.

Source: http://www.better-benefits.com/files/uploads/1246.pdf

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A termék neve: BIO KlLL. 1. Cégcím és telefonszám JESMOND BIOCIDES EUROPE LTD. Weimarstrasse 104/2/5 A-1190 Vienna / Austria Tel.: (4 31 ) 319-2698-0 Fax: (4 31) 310 08 67 2. Összetétel Veszélyes összetevık: Permethrin (93% technikai minıség) (Xn, R22,. N, R50, R53) CAS % Alkylaryl Sulphonate (Xi, R36/38) CAS % Petroleum distillates (R 10) CAS % 3. Veszélyesség szerinti besorol

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