BJM Global Philosophy and ProcessBJM Global Funds Investing Offshore with BJM Private Client Services BJM Private Client Services offer four managed global funds, each Global Equity
of these having a distinct risk return profile designed to meet clients differing We follow a multi-managed approach and use Rand Merchant Bank Global Growth
International as our administrators and advisors.
d USD retu
Funds are managed based on the following philosophy and process: Global Balanced
Global Secure
p.a expecte 5.5
■ Risk return profiles improve with a broader array of asset classes.
■ Investment styles differ in their effectiveness at different stages of the % volatility
■ Active management success is dependent on the efficiencies of markets, Based on expected returns for asset categories. We would expect to achieve higher returns than reflected above.
■ Managers that adhere to their stated investment style, produce better long- term relative returns than those who attempt to alter style to suit current ■ A multi manager approach is appropriate.
■ More focus is placed on active management in markets with a deeper set of ■ Only managers that have a clearly defined and well-articulated philosophy adhered to on a consistent basis are considered.
■ Complementary manager styles are blended to capture above market returns and avoid index replication.
Strategic asset allocation constitutes the most important step in portfolio construction. Efficient funds are built by combining asset classes that vary in response to the forces that drive markets. Funds have been constructed with differing asset category weightings to meet specific risk profiles.
Worst Equity
Best Equity
Average Equity

Worst Global Growth
■ Degrees of efficiency are assessed to determine approach to each Best Global Growth
■ Investment styles are researched and those styles likely to be Average Global Growth
successful in each asset class are identified.
Worst Global Balanced
Best Global Balanced
■ Managers who are skilful exponents of strategies are identified.
Average Global Balanced
■ Manager combining and portfolio c nstruction Worst Global Secure
■ Managers must have complementary, not offsetting characteristics.
Best Global Secure
Average Global Secure
■ Ensures that there is no deviation from the stated process.
Disclaimer: The information and opinions contained in this document are recorded and expressed in good faith and in reliance on sources believed to be credible. However, no representation, warranty, undertaking or guarantee
of whatever nature is made or given concerning the accuracy and/or completeness of such information and/or correctness of such opinions. Neither BJMH nor BJMPCS will accept any responsibility for any investment decisions based on the information and opinions contained in this document. BJM Private Client Services (Pty) Ltd (Reg no. 1996/011732/07) | Member of the JSE | Authorised Financial Services & Credit Provider (NCRCP4007) | Part of the FirstRand Group.


Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this announcement. BINGO GROUP HOLDINGS LIMITED

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